Summer has just begun. If your family is like mine, then you are terribly stressed out about any extra spending due to the poor economy. You may be considering or may have already decided to cancel your vacation plans this year. If things are too close for comfort, then it may be time to consider debt consolidation.I'm not just suggesting consolidating your debt for the sake of vacation budgeting, but mainly to regain control of your and your family's life. I know only too well what it's like to be living paycheck to paycheck and worrying about what the next emergency will be that will throw the whole stringent budget off. If you can reduce your interest rates and lower your payments each month, maybe you will be able to take a well-deserved vacation with your family after all.
